Winter has arrived, and we're on the home stretch now towards the end of the financial year.
Our article on dollar cost averaging is a reminder about "time in the market" not "timing the market" when it comes to investing. We have also included an insight into the importance of setting retirement goals early in our working lives.
If you are a business owner then our article on estate planning is a must-read. We have included a practical to-do list to help you sort out your finances in the early days of a divorce or separation. And, set the tone for a productive, happy day with some healthy morning habits.
To arrange a review or to speak to one of our team, please contact this office on 02 8014 2040 or email@example.com.
The latest bout of higher sharemarket volatility reinforces the potential benefits of a disciplined investment strategy called dollar-cost averaging. It can act as an investor’s emotional circuit breaker and a means to progressively create long-term wealth.
My alarm is set to the song "Happy" by Pharrell Williams. It’s impossible to not smile when this song plays. This, combined with the other habits below, set the tone for a productive, happy and healthy day.
Life Plan Financial Advisors Pty Ltd ABN 62 084 598 587 are Authorised Representatives of Godfrey Pembroke Limited ABN 23 002 336 254 an Australian Financial Services Licensee, Registered office at 105 –153 Miller St North Sydney NSW 2060 and a member of the National Australia group of companies.
This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax and/or legal advice prior to acting on this information. The material contained in this newsletter is based on information received in good faith from sources within the market, and on our understanding of legislation and Government press releases at the date of publication, which are believed to be reliable and accurate. Opinions constitute our judgement at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this email.